How private vehicle financing works
1. Find a vehicle and apply for financing
Once you've found a suitable vehicle, fill in the financing application on our website – it only takes a few minutes and doesn't commit you to anything.
2. We compare financing options
We ensure you get the best possible financing solution for your vehicle!
3. Make sure the vehicle meets your expectations
Before the final purchase decision, it's important to ensure the vehicle meets your expectations. We're by your side throughout the process.
4. Our inspection ensures safe transactions
We book a vehicle inspection at an authorized inspection station, where the vehicle is checked and identities are verified.
5. The deal is made
The deal is made between buyer and seller. We handle all paperwork, vehicle insurance and registration on your behalf.
6. Drive your new vehicle worry-free
The deal is done! The vehicle is registered to you, payments are handled and paperwork is in order. You can focus on driving and enjoying your new purchase.
Do you have payment defaults? That doesn't necessarily prevent vehicle financing!
With the new law (1/2025), payment defaults can be cleared faster than before. If you can pay off your debts, the default mark can be removed, which may improve your chances of getting financing.
Payment default registers in Finland are maintained by Suomen Asiakastieto and Dun & Bradstreet Finland Oy (formerly Bisnode). Remember to report the settlement to these parties so we can review your financing decision.
What is Rahoituskumppani?
Rahoituskumppani is Finland's largest facilitator of private vehicle sales.
Fast
You don't need a bank, insurance company and Traficom separately – we're by your side through every step of the deal.
Easy
Personal service. Registration, paperwork and all the "boring" stuff handled professionally on your behalf.
Safe
Clear processes provide security for buyers and sellers: identities are verified and vehicles are inspected.
When selling a vehicle, Rahoituskumppani serves you!
Sell your vehicle easily and safely – Rahoituskumppani offers all car dealership services without extra costs. You only pay for completed financing deals!
Financing option significantly improves the chances of a sale
Over 70% of vehicles are purchased on installment plans
We handle all paperwork, inspections and registrations
You can cancel the sale at any time – no fees
Frequently asked questions – Financing services
Read more about financing
Vehicle insurance and safe private transactions
Vehicle insurance starts with mandatory traffic insurance. Learn how Rahoituskumppani ensures safe transactions between private individuals.
Buying a car on installments – what it means and when it makes sense
What does buying a car on installments actually mean in practice? Explore the benefits and find out when it's a smart option.
Selling a used car – how to ensure a safe and smooth sales process
Why should you plan ahead when selling a used car? Read tips for a safe and smooth sales process.
Customer Service
010 524 3305
Sales, contracts, registration, payments
